Not one but TWO bedrooms and full baths on main! This stunning house perfectly blends modern living with classic charm. Imagine relaxing by the cozy fireplace in a welcoming living space that feels instantly like home, or preparing delicious meals in the well designed kitchen, ideal for hosting family dinners or weekend brunches with friends. Step into your private oasis: a fenced-in backyard ideal for relaxation or entertainment. The expansive basement awaits your creative touch, whether as a home office, entertainment hub, or hobby haven. Nestled in a prime Duluth location, enjoy swift access to top-notch shopping, dining, schools, and parks. This isn't just a house—it's the key to your dream lifestyle in the heart of Duluth. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.